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Look from the structure
has been facing greater pressure in the background in deposits,abercrombie, Renminbi deposits but contrarian growth in March.
central bank announced a quarterly financial statistical data shows, March,hollister, the RMB deposits increased 2.95 yuan, an increase of 271200000000 yuan. For this data, a number of commercial bankers and industry experts when accepting a reporter to interview, March deposits increased trend is temporary,ray ban, the pressure is still a great business of commercial bank deposits. ",oakley sunglasses;Although the macro-control policy presetters fine-tuning, directional loose situation, this year the situation will be slightly better than the previous year deposit, but the deposit business still faces great pressure." A state-owned bank stakeholders told reporters,cheap oakley sunglasses.
for March, RMB deposits increased, in the gold research center researcher E Yongjian believes that the main and bank deposits at the end of the season to increase the absorption intensity, large amounts of money at the end of season due to deposits. "Look from the structure,hollister, mainly household deposits increased, the new enterprise deposits over the last month decreased, which further verified the money at the end of season due to pull deposit growth point." E Yongjian said. At the same time, the downturn in the stock market situation, the stock market return of funds savings may be one of the factors. While the March financial deposit seasonal decrease, mainly because at the end of the fiscal expenditure more.
but the person also pointed out that,air jordan, at present,abercrombie, much looser monetary policy conditions are not met, or business account >
"compared with last year, this year the situation is slightly better deposit." The state-owned bank source said, is a comprehensive consideration of liquidity in the banking system and capital flow, estimated that this year the reserve ratio will further cuts are likely, market liquidity will be improved. Two is the year in high income trust, financial products such as shunt effect of deposits will be weakened.
CICC said in a report, March deposits jumped,hollister france, one of the important reasons is that financial products concentrated arrangement expires at the end of the season. "We estimate the deposit at the end of season surge is not accidental, but the bank to adjustment results. Such as the four major lines in the March 22nd general deposit growth of only 100000000000 yuan, but the end of the season last week to $1.9." CICC analyst Mao Junhua said in the report.
second, banks to increase capital preservation type financial product issues, improve the table structured deposit scale. Observed the CICC, since this year the break-even financial products in the issuance of new products in the proportion continues to rise, such as the fourth quarter of last year accounted for 35%, 1-2 months of this year has risen to 38% and 41%. Two months before the bank's new deposits also can see, the proportion of individual structured deposits have different degree,air jordan pas cher, pushed the table deposit scale growth. ",hollister france;Despite a March
deposit growth, we think the trend is sustainable, does not mean that the bank's liabilities to reduce the pressure. At the beginning of each bank account estimation pressure drop is very big,baskets jordan, deposit growth will fall to 100 billion level in April." Mao Junhua said.
Tang Zhenlong
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